I came to a realization this morning. I am in way over my head with all this debt I have and need to do something about it. I just don’t ever see myself getting out of it by myself. All I can do each month is make the minimum payments and at that rate I’ll be 250 years old before I’m caught up. I can’t buy a new car or get a loan for anything for that matter with all of it hanging over my head. My sister Alice had a similar problem a few years ago and did some debt consolidation through one of those companies that do that. I need to talk to her about it to find out more details. I’m just tired of living paycheck to paycheck barely getting by. I always thought I’d just marry some rich guy but that apparently is not going to happen either.